Save time & money...
- Get what's right for you.

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One of the first stages is to find out how much you can borrow then, the most important financial decision you will ever make as a first-time-buyer is deciding on the best mortgage product - the one most suitable to you.

Guiding you through the financial maze...
Our service is designed to save you time and money. With so many things to consider,
  • early repayment charges,
  • discount mortgages,
  • variable and fixed rate products
... our advisor's are on hand to guide you through the financial maze.

Why & How we find the best mortgage deal

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Selecting the best value home loan can mean a difference of £1,000's in the years to come. It certainly pays to shop around for the best first time buyer mortgage rates - and that's what we do for you; we shop around for the best deals and rates all tailored to your circumstance.

Finding the best deal for you...
We have different products with varying deposits. Generally, if you can put down more you will have access to better deals.

You will benefit from our access to the whole of the market -  banks, building societies and specialist lenders in the UK.


Our aim is to find something right for you...
Our independence means we are not part of a bank or building society and have no vested interest in recommending one mortgage over another, it is this independence coupled with our expertise that facilitates us to find what's truly the right mortgage for you.
  • No Obligation quotes.
  • Ensure you get the best deal for you.
  • You will only deal with 1 person at Prospect Money.
  • Individual, friendly, non-call centre advice.
  • More so than ever before, we can find the best deal.
  • A highly experienced firm.
 

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Your home may be repossessed if you do not keep up repayments on your mortgage.

For Mortgages, Prospect Money has a range of fee options depending on your situation.
Typically this would be a fee of £295 and commission paid to us by the lender.

More reasons to speak with us
... as opposed to going it alone.

  1. First & Foremost... There's nothing to lose! As there are no costs in speaking with us, why not try us?
  2. Proper Advice: From a qualified, regulated individual rather than an information only service.
  3. Access to a wide range of deals including exclusives that you will not get direct from the lender!
  4. Government Backed: By the Financial Ombudsman Service if you have a complaint.
  5. Out of the ordinary Mortgage requirements: We have access to all the lenders’ criteria e.g. non-standard construction.
  6. Holistic Advice: We will look at your whole financial situation including what insurance you really need
  7. Long Term Relationship: We are loyal to your needs and will let you know if better products are available and regularly review your circumstances and keep in touch!
  8. Advice on YOUR Terms: on the phone, on-line and on hand.