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More difficult to attain.
Our independence allows us to search all lenders.

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Why you need our help...
Interest rates are higher, larger deposits are required and lending criteria have been tightened up.

As a Buy to Let mortgage broker we can search through all the great Buy to Let mortgage deals; those not available by going direct to a lender.

If you’d like to provide us with your details (using the form on the right), our experts can use their knowledge and experience to conduct a comprehensive search and provide you with a personalised Buy to Let mortgage quote, that is, tailored to your exact circumstances.

What are buy-to-let mortgages?

Buy-to-let mortgages let landlords borrow money specifically to buy a property to rent out.

They work just like a normal mortgage, but lenders take the potential rental income into account when deciding how much money they are happy to lend.

How do Buy-to-Let mortgages work?

Unlike a standard mortgage, with a buy-to-let-mortgage, lenders take your income into account as well as a percentage of the rental income you will get from letting the property.

Buy-to-let mortgage types

Buy-to-let mortgages are available as: fixed, discounted and tracker deals and arrangement fees are normally around 1.5% to 2% of the mortgage.

Buy-to-Let Deposits

You will need a larger deposit for a buy-to-let mortgage than a standard mortgage, due to the higher risk involved.

Buy-to-Let mortgage availability

The global economic crisis had an impact on buy-to-let mortgages!
As a result of the global credit crisis, there is less money available for borrowers and there are fewer buy-to-let mortgages on offer.

Why you need our help...
Interest rates are higher, larger deposits are required and lending criteria have been tightened up. We can significantly lighten your workload by assisting to find the right deal for your circumstances.
  • No Obligation quotes.
  • Ensure you get the best deal for you.
  • You will only deal with 1 person at Prospect Money.
  • Individual, friendly, non-call centre advice.
  • More so than ever before, we can find the best deal.
  • A highly experienced firm.

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Your property may be repossessed if you do not keep up repayments on your mortgage.

For Mortgages, Prospect Money has a range of fee options depending on your situation.
Typically this would be a fee of £295 and commission paid to us by the lender.


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